Complete Protection

License & Insurance

Ergon Builders maintains comprehensive insurance coverage to protect your property, our workers, and your investment throughout every project.

State Licensing

Connecticut Licensed Contractor

Ergon Builders is a registered Home Improvement Contractor with the Connecticut Department of Consumer Protection. Our license demonstrates our commitment to professional standards and consumer protection.

License Number

HIC.0643440

Status

Active

License Type

Home Improvement

Issuing Authority

CT DCP

Verify on CT DCP Website

Why License Matters

  • Consumer protection through state regulation
  • Required insurance and bonding verification
  • Background checks and qualification standards
  • Access to Home Improvement Guaranty Fund
  • Legal recourse through DCP complaint process

Comprehensive Insurance Coverage

Every project is backed by industry-leading insurance coverage, protecting you, your property, and our team.

General Liability

$2,000,000

Per Occurrence

  • Property damage coverage
  • Bodily injury protection
  • Products/completed operations
  • Personal/advertising injury

Aggregate Limit

$4,000,000

Annual Aggregate

  • Maximum annual coverage
  • Multiple claim protection
  • Ongoing operations coverage
  • Completed work protection

Workers Compensation

Full Coverage

CT Statutory Limits

  • All employees covered
  • Subcontractor verification
  • Employer's liability included
  • No client liability risk

Commercial Auto

$1,000,000

Combined Single Limit

  • Company vehicles covered
  • Hired/non-owned coverage
  • Material transport protection

Umbrella Policy

$5,000,000

Excess Liability

  • Additional layer of protection
  • Covers all underlying policies
  • Large project capability

Contractor Bond

Available

Upon Request

  • Performance bonds available
  • Payment bonds available
  • Commercial project bonding

Why Insurance Coverage Matters

Hiring an uninsured or underinsured contractor can put your property and finances at serious risk.

Property Damage Protection

You're not liable for accidental damage during construction

No Worker Injury Liability

Workers comp protects you from injury lawsuits on your property

Quality Assurance

Insurers vet contractors, ensuring professional standards

Financial Security

Claims are covered, not coming out of your pocket

Request Certificate of Insurance

We're happy to provide a Certificate of Insurance (COI) for your records or for your HOA, lender, or property management company.

Work With a Fully Insured Contractor

Protect your investment and your peace of mind. Contact Ergon Builders to discuss your project with a licensed, insured professional.

Get a Free Consultation

COI available within 24 hours